StudentsReform helps college, graduate, and professional studentsto receive affordable, accessible, high-quality health care.
- Increase the Age for Dependents to 26:
It allows those under the age of 26 to be covered by their parent’s insurance. Before, plans used to end coverage when students turned 18 or graduated from high school, and would force students to go uninsured. Now, students do not have to worry about buying their own insurance at least until the age of 26. Many states, such as New York and New Jersey, have increased this age limit past 26 as well.
Click here for a list of the policies of individual states.
- Reforms college health plans:
Previously, health insurance plans offered by universities did not provide comprehensive benefits. Many had annual or lifetime limits, which mean that the insurance company would pay for your health care until a certain dollar amount. If your healthcare costs exceeded these limits, you had to pay the remaining costs by yourself. College plans would also engage in rescission, in which they would drop people from coverage just as they became sick. In addition, college plans used to discriminate against students based on age, gender, and pre-existing conditions. All of these practices are abolished by the healthcare law. Instead, college plans must enroll all those who require insurance. Furthermore, they must provide free preventive care.